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| | | OR | |
| For 01/06/2009 | | Programs | Rate | APR | P&I | | 30 Year (fixed) | 4.875% | 5.069% | $793.81 | | 15 Year (fixed) | 4.375% | 4.669% | $1137.93 | | 3/1 Arm* | 5.250% | 4.740% | $828.31 | | | | FHA | 0.000% | 0.000% | $0 | Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing. | | | |
